Class Action Information
NOTICE OF CLASS ACTION SETTLEMENT
Pursuant to the Class Action Fairness Act of 2005 (Act), class action settlement agreements impacting Illinois state residents are reported to the Illinois Department of Insurance (Department). Class members receive notice of proposed settlements from the immediate parties of the class action case and not through the Department. The Department does not provide legal advice or recommendations in these matters. The Department does not independently verify information submitted pursuant to the Act nor does the Department inform consumers of changes to settlements. Please do not contact the Department regarding class action settlements posted on this site. Contact information is provided.
Wayne Jameson, et al. v. Metropolitan Group Property and Casualty Insurance Company:
As reported to the Department, Wayne Jameson, et al. v. Metropolitan Group Property and Casualty Insurance Company is a class action filled in the United States District Court of Delaware Case No. 1:10-CV-310 RGA-CJB on April 16, 2010. The class consists of any insured under a Met Group Delaware automobile insurance policy, or an insured's healthcare provider, who (a) submitted medical expense claims to Met Group pursuant to a Personal Injury Protection ("PIP") and/or Medical Payments ("Med Pay") policy provision; (b) had claims reviewed and adjusted by Met Group, with the aid of computerized medical bill review, based on whether the amount charged was usual, customary and/or reasonable ("UCR Adjustment") during the period from January 1, 1997 through June 11, 2013; and (c) received or were tendered payment in an amount less than the submitted medical charges and the stated policy limits. Class members may be entitled to a settlement payment. The fairness hearing has yet to be determined.
The complaint alleges that Defendants* (collectively, "Met Group") wrongfully denied claims for payment of medical expenses to insureds or their healthcare providers who submitted claims pursuant to a Met Group Delaware automobile insurance policy's PIP and/or Med Pay benefits provision. The complaint alleges that Met Group breached its duties under automobile insurance policies by applying UCR Adjustments, with the aid of a computerized bill review system, to arbitrarily reduce PIP and/or Med Pay claim payments from the actual reasonable medical expenses of their policyholders. As a result of Met Group's denial of full PIP and/or Med Pay benefits, Met Group's insureds are held liable for unpaid medical bills.
For additional information, contact Rust Consulting, Inc., Jameson Class Action Administrator, at P.O. Box 3058, Faribault, MN, 55021-2658 or at 877-260-0396.
* Metropolitan Group Property and Casualty Insurance Company; Metropolitan Casualty Insurance Company; Metropolitan General Insurance Company; Metropolitan Property and Casualty Insurance Company; Economy Fire & Casualty Company; Economy Preferred Insurance Company; Economy Premier Assurance Company; St. Paul Fire and Marine Insurance Company; St. Paul Mercury Insurance Company; St. Paul Guardian Insurance Company; Athena Assurance Company; United States Fidelity & Guaranty Insurance Company; Fidelity and Guaranty Insurance Company; and Fidelity and Guaranty Insurance Underwriters
In re Conseco Life Ins. Co. Lifetrend Ins
As reported to the Department, In re Conseco Life Ins. Co. Lifetrend Ins. Sales and Marketing Litigation is a class action filed in the United States District Court, Northern District of California, San Francisco Division Case No. 3:10-md-02124-SI (N.D. Cal) on April 23, 2009. Whereby, if you purchased or otherwise acquired a Lifetrend, CIU3+ Universal Life or Group Universal Life 2000/3000 Insurance Policy issued or serviced by Conseco Life Insurance Company (Conseco) during the period from 1987 to 1991, inclusive, (the "Class Period") and were damaged thereby, you may be entitled to share in a settlement with Conseco Life Insurance Company. The Fairness Hearing is not yet scheduled.
The Complaint alleges that Conseco Life Insurance Company improperly funded "Lifetrend" insurance policies (these policies are accumulation life insurance policies that were to essentially fund themselves after large up-front premiums were paid by the policyholder, so called “vanishing premium” policies). The Complaint alleges that due to an “administrative error” Conseco underfunded the policies and, three years after discovery of the error, attempted to recoup the losses by increasing premiums on the policies. Conseco continued to send annual statements during the three year period when the company knew of the administrative error and underfunding, therefore misleading the policy holders as to the financial health of their policies. According to the Complaint, the only way that the policies could have been underfunded by the amount alleged by Conseco was for Conseco to have retroactively charged the Plaintiffs cost of insurance rates that different from the amounts Conseco indicated to Plaintiffs in their annual statements. According to the Lifetrend policies, Conseco cannot retroactively imposed increased cost of insurance rates. Therefore, the Complaint alleges that these actions constitute breach of contract and intentional torts in the form of fraud and breach of duty of good faith and fair dealing. Ultimately, Conseco allowed the policies to be underfunded in amounts ranging from $20,000 to $350,000 per policy.
Richard Stanforth Jr., et al. v. Farmers Insurance Company of Arizona, et al.:
As reported to the Department, Richard Stanforth Jr., et al. v. Farmers Insurance Company of Arizona, et al. is a class action filed in the United States District Court of New Mexico Case No. 09-CV-01146 RB/RHS on December 4, 2009. Whereby, if you were an insured under any Farmers policy issued, renewed or effective in New Mexico on or after January 1, 1995, that did not provide uninsured or underinsured motorist insurance (UM/UIM) coverage equal to the liability coverage limits for property damage, you may be entitled to participation in a settlement. The Fairness Hearing will be held June 6, 2014.
The complaint alleges that Defendants* (collectively, “Farmers”), through its agents, encouraged insureds, to discontinue uninsured or underinsured motorist insurance (UM/UIM) coverage on one or more vehicles when one vehicle already carried UM/UIM coverage. The complaint alleges that Farmers agents explained to insureds that UM/UIM was portable and that each vehicle would remain covered but did not explain that the UM/UIM coverage of each vehicle would be reduced by maintaining such coverage on only one vehicle because such coverage can be “stacked.” Plaintiffs allege that Farmers had not procured a valid rejection/waiver of UM/UIM benefits consistent with New Mexico law. As a result, Plaintiffs, who were involved in motor vehicle accidents with uninsured or underinsured motorists where the injuries and damages far exceeded the amount of liability coverage held by the motorists, were denied UM/UIM benefits in an amount equal to the total liability coverage on the insured vehicles. The complaint seeks declaratory judgment, injunctive relief, and compensatory and punitive damages, alleging that Farmers wrongfully denied claims for UM/UIM benefits, which constitutes breach of contract, breach of the implied covenant of good faith and fair dealing and violating New Mexico law governing unfair trade practices and insurance.
Additional information will be located at the following website after notice of Preliminary Class Action Settlement Approval is mailed: www.Stanforth-NM-ClassActionSettlement.com
* Farmers Insurance Company of Arizona, Mid-Century Insurance Company, Farmers Insurance Exchange, Truck Insurance Exchange, Bristol West Insurance Company, 21st Century Advantage Insurance Company, 21st Century Assurance Company, 21st Century Casualty Company, 21st Century Centennial Insurance Company, 21st Century Insurance Company of the Southwest, 21st Century National Insurance Company, 21st Century North America Insurance Company, 21st Century Premier Insurance Company, Foremost Insurance Company Grand Rapids, Michigan, Foremost Property & Casualty Insurance Company, Foremost Signature Insurance Company, and Maryland Casualty Company